A high-risk merchant account is a service that allows your business to accept credit card payments.

Several industries have been classified by banks and merchant providers as high risk.

These industries have a history of fraud, chargebacks, cancelations, or other problems that would cause an excessive number of refunds.

Most automotive repairs will fall into this category.

If you plan on accepting credit cards at your oil change business, you’ll need to find the perfect high-risk merchant account.

There are several different factors and steps you should take to get your high-risk oil change business merchant account.